Gift Card

Architecture Diagram of Gift Card Application

How Application Works

The Card Issuer loads the gift card with its initial stored value and configures its PIN and security keys before the card is issued to the customer.

The Gift Card application supports operations such as PIN authentication and balance enquiry, and updates the stored value as the card is loaded or redeemed.

For reloadable gift cards, a Reload Terminal can top up the balance based on user input, using a secure authentication protocol between the card and the terminal.

At the point of sale, the POS terminal decreases the card's balance by the purchase amount, using the same secure authentication protocol to verify the card before completing the transaction.